Don’t think of your tax refund as “fun” money. Sixty-eight percent of Americans said it’s easy to accidentally spend “fun” money on items they don’t really need, but by taking a step back and thinking long term you can make savings choices to help your refund stretch all year long.

Be a saver. When it comes to tax refunds, Americans are split. Fifty-two percent think you should spend it and 48 percent think refunds should be tucked away in savings. Good financial habits start with saving. Which side will you be on this year?

Resist the urge to splurge. Just 9 percent of Americans filing taxes this year said they’re likely to use their tax refund to splurge on a big ticket item. Instead, consider using tax refunds to establish good financial habits, such as cutting unnecessary bills. Make a list of monthly expenses and take time to reevaluate your spending on things like food, utilities or your monthly cell phone bill. You’re almost guaranteed to find ways to cut back and reduce costs.

Think about where your tax refund would make the most impact. Wireless phone bills are the thing Americans are most likely to say they spent too much money on in 2015 (30 percent), even more than clothing (23 percent), groceries (23 percent) or travel (14 percent).

Find cellular savings. Twenty-seven percent of Americans made an effort to cut spending on their wireless phone bills last year. You, too, can use your tax refund to cut ties with your wireless company in 2016. As you look for opportunities to make your tax refund go further, ask yourself why haven't you switched to a no-contract wireless phone plan? With Straight Talk Wireless, you get access to the best phones on America’s largest and most dependable 4G LTE networks starting at just $45 a month for the unlimited plan. Straight Talk phones and service plans are available exclusively at Walmart.

Visit StraightTalkSwitch.com for terms and conditions of service and more information on how to make your refund go further this tax season.

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*The Straight Talk Wireless Tax Season Survey was conducted by KRC Research via an online survey of nationally representative 1,000 U.S. adults ages 18+ between January 19-22.

†To get 4G LTE speed, you must have a 4G LTE capable device and 4G LTE SIM. Actual availability, coverage and speed may vary. LTE is a trademark of ETSI.